Designed to mirror the stock market, they are an easy and cheap way to save. Here’s how to start investing in them

Tracker funds have been around for about half a century, providing investors with access to a range of assets without them having to make difficult and risky decisions.

Built to follow the fortunes of a given financial market index, trackers do not need management teams, which means they generally come with low charges. If you have a workplace pension, you probably already invested in one without realising it. If you want to start investing, you are likely to be directed towards a tracker fund.